UGC NET Digital payments Previous Year Questions
JRFSmart holds 8 previous-year questions on Digital payments from UGC NET Commerce (Paper 2), filed under Unit 7: Banking and Financial Institutions, drawn from 3 of the 22 exam papers in the bank (2019–2023). Each question can be practised with a full explanation and shows how often NTA has returned to the same idea.
What is asked in Digital payments
The questions in this topic fall under these subtopics, ordered by how many previous-year questions each has.
| Subtopic | Questions |
|---|---|
| International money transfer - SWIFT | 1 |
| Digital payment systems | 1 |
| Non-fungible tokens | 1 |
| UPI and payments banks | 1 |
| Contactless payments and fintech | 1 |
| Payments banks - business model | 1 |
| Payments banks in the UPI ecosystem | 1 |
| UPI adoption and growth | 1 |
NTA repeat analysis
Digital payments appears in 3 of 22 papers (14%), which JRFSmart rates as medium frequency.
1 question in this topic has been verified as repeated in more than one paper.
Sample previous-year questions
Which one of the following is used for international money transfer?
Interoperability guidelines for prepaid payment instruments with United Payments Interface (UPI) bolster the business case for digital wallets. For a loading fee on transactions through UPI, payments banks, for instance, can widen the adoption of wallets…
GOI has reaffirmed its intent in amendments to the Finance Bill to use tax as a deterrent to speculation in virtual digital assets. The amendments disallow losses on the sale of one crypto asset to be set off against gains on another. No deduction is…
Which of the following are included in the digital payment system? A. RTGS B. Demand draft C. NEFT D. Cheque Choose the correct option from the following:
Showing 8 of 8 questions, without answers. Practise the full set with options, the official answer and JRFSmart's explanations.
Practise Digital payments
All 8 questions, one topic, with explanations and repeat data. One topic in every unit is free.
Practise this topic