UGC NET Banking and Financial Institutions Previous Year Questions
Unit 7 of UGC NET Commerce (Paper 2) is Banking and Financial Institutions. JRFSmart holds 256 previous-year questions for it, organised into 17 topics, from 22 exam papers. Pick a topic below to see what NTA asks and how often it returns.
Important concepts
Banking and Financial Institutions examines how savings, credit and risk move through the financial system. Distinguish money markets from capital markets by the instruments and time horizons they serve, and understand the roles of banks, non-bank institutions, insurers and mutual funds. The Reserve Bank of India influences liquidity and credit through monetary policy and regulation; commercial banks create credit within regulatory and risk constraints. Non-performing assets signal repayment stress, while risk management and prudential norms address resilience. E-banking changes delivery channels but does not remove operational or cyber risk.
Topics in this unit
Ordered by how many exam papers each topic appears in.
| Topic | Questions | Papers | Frequency |
|---|---|---|---|
| Commercial banking | 36 | 13 | High |
| E-banking | 22 | 13 | High |
| Indian financial system | 21 | 13 | High |
| Insurance | 21 | 13 | High |
| Monetary policy | 20 | 13 | High |
| Capital market | 23 | 12 | High |
| Money market | 13 | 10 | High |
| Financial services | 11 | 10 | High |
| NPAs and risk management | 15 | 9 | High |
| Reserve Bank of India | 10 | 9 | High |
| Mutual funds | 12 | 8 | High |
| Basel norms | 11 | 8 | High |
| Development banks | 14 | 7 | High |
| SEBI | 8 | 4 | Medium |
| Financial inclusion | 6 | 4 | Medium |
| NBFCs | 5 | 4 | Medium |
| Digital payments | 8 | 3 | Medium |
Practise Banking and Financial Institutions
All 256 questions in this unit. One topic in every unit is free.
Practise this unit