UGC NET E-banking Previous Year Questions
JRFSmart holds 22 previous-year questions on E-banking from UGC NET Commerce (Paper 2), filed under Unit 7: Banking and Financial Institutions, drawn from 13 of the 22 exam papers in the bank (2018–2025). Each question can be practised with a full explanation and shows how often NTA has returned to the same idea.
What is asked in E-banking
The questions in this topic fall under these subtopics, ordered by how many previous-year questions each has.
| Subtopic | Questions |
|---|---|
| Mobile banking | 2 |
| Objectives of IMPS | 2 |
| SWIFT and international transfers | 1 |
| Internet banking transactions | 1 |
| Network topology in banking | 1 |
| Electronic purse | 1 |
| Database management system | 1 |
| Skimming | 1 |
| Website design elements | 1 |
| Card skimming | 1 |
| Decision support systems | 1 |
| NEFT, RTGS and IMPS | 1 |
NTA repeat analysis
E-banking appears in 13 of 22 papers (59%), which JRFSmart rates as high frequency.
1 question in this topic has been verified as repeated in more than one paper.
Sample previous-year questions
Which one of the following is used for international money transfer?
The first phase of modern banking in India began after independence in 1947, when the government nationalized the major banks and introduced various reforms to promote financial inclusion and social welfare. The second phase started in the 1990s, when the…
Assertion (A) : RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a real time and on gross basis. Reason (R) : There is no minimum ceiling for the RTGS transactions.
What are the positive attributes of mobile banking. A. Negative experience in European countries B. Wireless Application Protocol (WAP) C. Advanced Penetration of Mobile network D. Less security E. Faster data processing speed Choose the most appropriate…
Which of the following are the advantages of Mobile Banking? A. Insecure B. Fraud reduction C. Time saving D. Separate internet required E. Increased efficiency Choose the most appropriate answer from the options given below: Codes
Which of the following statements are correct? A. NEFT allows the customer to transfer funds with a maximum limit of Rs 3,00,000 per day. B. IMPS allows to transfer funds in an Insta Payment Mode. C. The minimum limit to transfer funds via RTGS is Its…
Which one of the following digital payment systems is developed and managed by the National Payments Corporation of India?
Which of the following are objectives of Immediate Payment Service (IMPS)? A. To enable bank clients to use mobile instruments as a channel for accessing their bank accounts and remit funds B. To build the foundation for a full range of mobile based banking…
Showing 8 of 22 questions, without answers. Practise the full set with options, the official answer and JRFSmart's explanations.
Practise E-banking
All 22 questions, one topic, with explanations and repeat data. One topic in every unit is free.
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